Invoicing software data terms

13 of 21 invoicing software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.

13 of 21 vendors Vendors whose terms reserve aggregated or anonymised use share of the vendors we read in their own documents, 28 Oct 2026
11 of 21 Who owns the business's data: the business the commonest of 2 answers
19 of 21 Training AI on the business's data: not stated the commonest of 2 answers
9 of 21 Export at exit: not stated the commonest of 4 answers
21 Documents we read 21 named sources; every answer is dated and hashed

Vendor keeps aggregated or anonymised use

  1. reserved13 vendors
  2. not stated7 vendors
  3. excluded1 vendor
One answer per vendor across 21 vendors; a vendor whose documents say different things is shown as "varies".
Counts
RowValue
reserved13 vendors
not stated7 vendors
excluded1 vendor

Who owns the business's data

  1. the business11 vendors
  2. not stated10 vendors
One answer for each of the 21 vendors.
Counts
RowValue
the business11 vendors
not stated10 vendors

Training AI on the business's data

  1. not stated19 vendors
  2. may train2 vendors
One answer for each of the 21 vendors.
Counts
RowValue
not stated19 vendors
may train2 vendors

Export at exit

  1. not stated9 vendors
  2. a number of days5 vendors
  3. no export promised5 vendors
  4. on request2 vendors
One answer for each of the 21 vendors.
Counts
RowValue
not stated9 vendors
a number of days5 vendors
no export promised5 vendors
on request2 vendors

Each vendor, answer by answer

One vendor to a row. Expand an answer for its source sentence, word for word, plus the document and the read date; "not stated" means that document does not cover the question.

VendorWho owns the business's dataVendor keeps aggregated or anonymised useTraining AI on the business's dataExport at exit
BILL
the business

Except as otherwise provided in this Agreement, We do not claim ownership of User Data BILL Platform General Terms of Service

reserved

You understand that BILL may use aggregated and anonymized data for analytics purposes BILL Platform General Terms of Service

not stated

Not addressed in BILL Platform General Terms of Service

not stated

Not addressed in BILL Platform General Terms of Service

Chargebee
the business

You hereby grant Us (i) a limited license to process and disclose Service Data for the purposes of and as permitted under these Terms Chargebee Terms of Service

reserved

We, the Affiliates, and the Service Providers may aggregate and analyze technical and other data regarding Customer’s use of the Services Chargebee Terms of Service

not stated

Not addressed in Chargebee Terms of Service

120 days

We will retain that Account’s Service Data for one hundred twenty (120) days from such date of termination or expiration Chargebee Terms of Service

Chaser
not stated

Not addressed in Chaser Terms

reserved

Such use under (b) and (c) may continue during and after the Term and may be in aggregate or de-identified form Chaser Terms

may train

so that we may: (a) provide the Services to you; (b) train and improve our models Chaser Terms

not stated

Not addressed in Chaser Terms

Esker on Demand
not stated

Not addressed in Esker Terms of Service (US)

reserved

Esker may collect, use and disclose quantitative data derived from the use of EOD for service improvements, industry analysis, benchmarking, analytics Esker Terms of Service (US)

not stated

Not addressed in Esker Terms of Service (US)

not stated

Not addressed in Esker Terms of Service (US)

Esker TermSync
the business

You own all rights, title, and interest in and to all Your data and any documents you send to Esker that contain Your data in them Esker TermSync Terms of Service

not stated

Not addressed in Esker TermSync Terms of Service

not stated

Not addressed in Esker TermSync Terms of Service

30 days

Upon written request, within thirty days from the termination of these Terms of Service; Your data will be transferred to DVD’s and returned to You for a fee Esker TermSync Terms of Service

FreshBooks
the business

For clarity, Users retain all ownership rights to User Content FreshBooks Terms of Service

reserved

FreshBooks may use the Aggregated Anonymous Data to improve, support and operate the Services and for any other lawful purpose FreshBooks Terms of Service

not stated

Not addressed in FreshBooks Terms of Service

no export promised

we may delete your account at any time, and permanently delete or irreversibly anonymize your User Content, without notice FreshBooks Terms of Service

Hiveage
not stated

Not addressed in Hiveage Terms of Service

not stated

Not addressed in Hiveage Terms of Service

not stated

Not addressed in Hiveage Terms of Service

on request

Where the Service Data is retained and can be exported, Customer may contact Provider within such Data Retention Period to expo Hiveage Terms of Service

Invoice Ninja
the business

The User Account owns all data generated in their invoiceninja.com account Invoice Ninja Terms of Service

excluded

Invoice Ninja will not access, modify or distribute User Account data Invoice Ninja Terms of Service

not stated

Not addressed in Invoice Ninja Terms of Service

not stated

Not addressed in Invoice Ninja Terms of Service

Invoice Simple
the business

submitted to and stored in the Service that is owned by Customer (“Customer Content”) is owned by Customer Invoice Simple Terms of Service

reserved

Company may use, reproduce, distribute and prepare derivative works from the Customer Content, solely as incorporated into Aggregated Data Invoice Simple Terms of Service

not stated

Not addressed in Invoice Simple Terms of Service

no export promised

Following expiration or termination of the Agreement or a Customer account, if applicable, Company may deactivate the applicable Customer account(s) and delete any data therein Invoice Simple Terms of Service

Invoice2go
the business

Customer retains all of its rights to any Customer Data that Customer submits to the Product Invoice2go Terms of Use

reserved

Invoice2go owns all Aggregate/Anonymous Data and may use and disclose Aggregate/Anonymous Data for its marketing, reporting and other lawful business purposes Invoice2go Terms of Use

not stated

Not addressed in Invoice2go Terms of Use

no export promised

Following termination, you will have no further access to any Customer Data in the Product and Invoice2go may delete all Customer Data in its possession Invoice2go Terms of Use

Invoiced
the business

All data and logos uploaded by Customer remains the property of Customer, as between Invoiced and Customer Invoiced Terms of Service

reserved

Invoiced may use non-personally identifiable Customer Data within the Service for purposes of enhancing the Service, aggregated statistical analysis Invoiced Terms of Service

not stated

Not addressed in Invoiced Terms of Service

90 days

Within 90-days after termination, Customer Data will be available as specified in the Invoiced FAQs Invoiced Terms of Service

Paddle
not stated

Not addressed in Paddle Terms

not stated

Not addressed in Paddle Terms

not stated

Not addressed in Paddle Terms

not stated

Not addressed in Paddle Terms

PayPal
not stated

Not addressed in PayPal User Agreement (US)

not stated

Not addressed in PayPal User Agreement (US)

not stated

Not addressed in PayPal User Agreement (US)

not stated

Not addressed in PayPal User Agreement (US)

Paystand
not stated

Not addressed in Paystand Terms of Service

not stated

Not addressed in Paystand Terms of Service

not stated

Not addressed in Paystand Terms of Service

no export promised

we reserve the right (but have no obligation) to delete all of your information and Account data stored on our servers Paystand Terms of Service

Recurly
the business

Recurly does not own the Customer Data. Merchant, not Recurly, will have sole responsibility for the accuracy, quality, integrity, legality and intellectual property ownership of all Customer Data Recurly Starter Plan Terms of Service

reserved

Recurly may (i) internally use (but not disclose) information and data collected by Recurly regarding Merchant’s use of the Service to create Aggregated Anonymous Data Recurly Starter Plan Terms of Service

not stated

Not addressed in Recurly Starter Plan Terms of Service

30 days

Recurly will retain a copy of Merchant’s billing data for a period of thirty (30) days Recurly Starter Plan Terms of Service

Sage AR Automation
not stated

Not addressed in Sage AR Automation Customer Terms (US)

reserved

any external disclosure or use of Usage Data by Sage will be in an aggregated form that does not identify or otherwise permit the identification of you Sage AR Automation Customer Terms (US)

not stated

Not addressed in Sage AR Automation Customer Terms (US)

not stated

Not addressed in Sage AR Automation Customer Terms (US)

Square
the business

You retain all rights to your content when you upload it into our Services Square General Terms of Service (US)

not stated

Not addressed in Square General Terms of Service (US)

may train

including developing, training, testing, evaluating, and improving products, services, technologies, and models Square General Terms of Service (US)

not stated

Not addressed in Square General Terms of Service (US)

Stripe
not stated

Not addressed in Stripe Services Agreement

reserved

information Stripe uses for security or fraud prevention; and (c) all aggregated information Stripe generates Stripe Services Agreement

not stated

Not addressed in Stripe Services Agreement

not stated

Not addressed in Stripe Services Agreement

Tipalti
not stated

Not addressed in Tipalti Software Services Agreement (UK)

reserved

Tipalti may generate, use, and disclose aggregated or anonymized Customer Data for Tipalti’s own business purposes Tipalti Software Services Agreement (UK)

not stated

Not addressed in Tipalti Software Services Agreement (UK)

on request

During the Term, Customer may download a copy of their data directly from the Services Tipalti Software Services Agreement (UK)

Versapay
not stated

Not addressed in Versapay ARC Terms of Service

reserved

license to use Company Data and associated output in a form that is sufficiently de-identified and aggregated so as not to be attributable to the Company Versapay ARC Terms of Service

not stated

Not addressed in Versapay ARC Terms of Service

30 days

such requests being made no later than 30 days after the date of termination of this Agreement, Versapay will enable Company to export or download Company Data Versapay ARC Terms of Service

Wave
the business

You own all of your business’s private data, content and all information which you enter and use in connection with the Services Wave Terms of Use

not stated

Not addressed in Wave Terms of Use

not stated

Not addressed in Wave Terms of Use

no export promised

That Wave will not be liable to you or any third party for termination of access to the Service, deletion of your information or data, or export of your information or data Wave Terms of Use

Quoted wording for all 84 answers
  • BILL, BILL Platform General Terms of Service, read 2026-10-08, Who owns the business's data: Except as otherwise provided in this Agreement, We do not claim ownership of User Data
  • BILL, BILL Platform General Terms of Service, read 2026-10-08, Vendor keeps aggregated or anonymised use: You understand that BILL may use aggregated and anonymized data for analytics purposes
  • BILL, BILL Platform General Terms of Service, read 2026-10-08, Training AI on the business's data: Nothing on this document answers it (72,315 characters of document text, read 2026-10-08).
  • BILL, BILL Platform General Terms of Service, read 2026-10-08, Export at exit: Nothing on this document answers it (72,315 characters of document text, read 2026-10-08).
  • Chargebee, Chargebee Terms of Service, read 2026-10-28, Who owns the business's data: You hereby grant Us (i) a limited license to process and disclose Service Data for the purposes of and as permitted under these Terms
  • Chargebee, Chargebee Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: We, the Affiliates, and the Service Providers may aggregate and analyze technical and other data regarding Customer’s use of the Services
  • Chargebee, Chargebee Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (54,945 characters of document text, read 2026-10-28).
  • Chargebee, Chargebee Terms of Service, read 2026-10-28, Export at exit: We will retain that Account’s Service Data for one hundred twenty (120) days from such date of termination or expiration
  • Chaser, Chaser Terms, read 2026-10-28, Who owns the business's data: Nothing on this document answers it (80,154 characters of document text, read 2026-10-28).
  • Chaser, Chaser Terms, read 2026-10-28, Vendor keeps aggregated or anonymised use: Such use under (b) and (c) may continue during and after the Term and may be in aggregate or de-identified form
  • Chaser, Chaser Terms, read 2026-10-28, Training AI on the business's data: so that we may: (a) provide the Services to you; (b) train and improve our models
  • Chaser, Chaser Terms, read 2026-10-28, Export at exit: Nothing on this document answers it (80,154 characters of document text, read 2026-10-28).
  • Esker on Demand, Esker Terms of Service (US), read 2026-10-27, Who owns the business's data: Nothing on this document answers it (74,296 characters of document text, read 2026-10-27).
  • Esker on Demand, Esker Terms of Service (US), read 2026-10-27, Vendor keeps aggregated or anonymised use: Esker may collect, use and disclose quantitative data derived from the use of EOD for service improvements, industry analysis, benchmarking, analytics
  • Esker on Demand, Esker Terms of Service (US), read 2026-10-27, Training AI on the business's data: Nothing on this document answers it (74,296 characters of document text, read 2026-10-27).
  • Esker on Demand, Esker Terms of Service (US), read 2026-10-27, Export at exit: Nothing on this document answers it (74,296 characters of document text, read 2026-10-27).
  • Esker TermSync, Esker TermSync Terms of Service, read 2026-10-28, Who owns the business's data: You own all rights, title, and interest in and to all Your data and any documents you send to Esker that contain Your data in them
  • Esker TermSync, Esker TermSync Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (36,805 characters of document text, read 2026-10-28).
  • Esker TermSync, Esker TermSync Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (36,805 characters of document text, read 2026-10-28).
  • Esker TermSync, Esker TermSync Terms of Service, read 2026-10-28, Export at exit: Upon written request, within thirty days from the termination of these Terms of Service; Your data will be transferred to DVD’s and returned to You for a fee
  • FreshBooks, FreshBooks Terms of Service, read 2026-10-08, Who owns the business's data: For clarity, Users retain all ownership rights to User Content
  • FreshBooks, FreshBooks Terms of Service, read 2026-10-08, Vendor keeps aggregated or anonymised use: FreshBooks may use the Aggregated Anonymous Data to improve, support and operate the Services and for any other lawful purpose
  • FreshBooks, FreshBooks Terms of Service, read 2026-10-08, Training AI on the business's data: Nothing on this document answers it (59,139 characters of document text, read 2026-10-08).
  • FreshBooks, FreshBooks Terms of Service, read 2026-10-08, Export at exit: we may delete your account at any time, and permanently delete or irreversibly anonymize your User Content, without notice
  • Hiveage, Hiveage Terms of Service, read 2026-10-28, Who owns the business's data: Nothing on this document answers it (41,007 characters of document text, read 2026-10-28).
  • Hiveage, Hiveage Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (41,007 characters of document text, read 2026-10-28).
  • Hiveage, Hiveage Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (41,007 characters of document text, read 2026-10-28).
  • Hiveage, Hiveage Terms of Service, read 2026-10-28, Export at exit: Where the Service Data is retained and can be exported, Customer may contact Provider within such Data Retention Period to expo
  • Invoice Ninja, Invoice Ninja Terms of Service, read 2026-10-28, Who owns the business's data: The User Account owns all data generated in their invoiceninja.com account
  • Invoice Ninja, Invoice Ninja Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Invoice Ninja will not access, modify or distribute User Account data
  • Invoice Ninja, Invoice Ninja Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (10,863 characters of document text, read 2026-10-28).
  • Invoice Ninja, Invoice Ninja Terms of Service, read 2026-10-28, Export at exit: Nothing on this document answers it (10,863 characters of document text, read 2026-10-28).
  • Invoice Simple, Invoice Simple Terms of Service, read 2026-10-28, Who owns the business's data: submitted to and stored in the Service that is owned by Customer (“Customer Content”) is owned by Customer
  • Invoice Simple, Invoice Simple Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Company may use, reproduce, distribute and prepare derivative works from the Customer Content, solely as incorporated into Aggregated Data
  • Invoice Simple, Invoice Simple Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (40,864 characters of document text, read 2026-10-28).
  • Invoice Simple, Invoice Simple Terms of Service, read 2026-10-28, Export at exit: Following expiration or termination of the Agreement or a Customer account, if applicable, Company may deactivate the applicable Customer account(s) and delete any data therein
  • Invoice2go, Invoice2go Terms of Use, read 2026-10-28, Who owns the business's data: Customer retains all of its rights to any Customer Data that Customer submits to the Product
  • Invoice2go, Invoice2go Terms of Use, read 2026-10-28, Vendor keeps aggregated or anonymised use: Invoice2go owns all Aggregate/Anonymous Data and may use and disclose Aggregate/Anonymous Data for its marketing, reporting and other lawful business purposes
  • Invoice2go, Invoice2go Terms of Use, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (66,962 characters of document text, read 2026-10-28).
  • Invoice2go, Invoice2go Terms of Use, read 2026-10-28, Export at exit: Following termination, you will have no further access to any Customer Data in the Product and Invoice2go may delete all Customer Data in its possession
  • Invoiced, Invoiced Terms of Service, read 2026-10-28, Who owns the business's data: All data and logos uploaded by Customer remains the property of Customer, as between Invoiced and Customer
  • Invoiced, Invoiced Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Invoiced may use non-personally identifiable Customer Data within the Service for purposes of enhancing the Service, aggregated statistical analysis
  • Invoiced, Invoiced Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (16,587 characters of document text, read 2026-10-28).
  • Invoiced, Invoiced Terms of Service, read 2026-10-28, Export at exit: Within 90-days after termination, Customer Data will be available as specified in the Invoiced FAQs
  • Paddle, Paddle Terms, read 2026-10-28, Who owns the business's data: Nothing on this document answers it (52,336 characters of document text, read 2026-10-28).
  • Paddle, Paddle Terms, read 2026-10-28, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (52,336 characters of document text, read 2026-10-28).
  • Paddle, Paddle Terms, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (52,336 characters of document text, read 2026-10-28).
  • Paddle, Paddle Terms, read 2026-10-28, Export at exit: Nothing on this document answers it (52,336 characters of document text, read 2026-10-28).
  • PayPal, PayPal User Agreement (US), read 2026-10-28, Who owns the business's data: Nothing on this document answers it (173,353 characters of document text, read 2026-10-28).
  • PayPal, PayPal User Agreement (US), read 2026-10-28, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (173,353 characters of document text, read 2026-10-28).
  • PayPal, PayPal User Agreement (US), read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (173,353 characters of document text, read 2026-10-28).
  • PayPal, PayPal User Agreement (US), read 2026-10-28, Export at exit: Nothing on this document answers it (173,353 characters of document text, read 2026-10-28).
  • Paystand, Paystand Terms of Service, read 2026-10-28, Who owns the business's data: Nothing on this document answers it (79,138 characters of document text, read 2026-10-28).
  • Paystand, Paystand Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (79,138 characters of document text, read 2026-10-28).
  • Paystand, Paystand Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (79,138 characters of document text, read 2026-10-28).
  • Paystand, Paystand Terms of Service, read 2026-10-28, Export at exit: we reserve the right (but have no obligation) to delete all of your information and Account data stored on our servers
  • Recurly, Recurly Starter Plan Terms of Service, read 2026-10-28, Who owns the business's data: Recurly does not own the Customer Data. Merchant, not Recurly, will have sole responsibility for the accuracy, quality, integrity, legality and intellectual property ownership of all Customer Data
  • Recurly, Recurly Starter Plan Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: Recurly may (i) internally use (but not disclose) information and data collected by Recurly regarding Merchant’s use of the Service to create Aggregated Anonymous Data
  • Recurly, Recurly Starter Plan Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (39,932 characters of document text, read 2026-10-28).
  • Recurly, Recurly Starter Plan Terms of Service, read 2026-10-28, Export at exit: Recurly will retain a copy of Merchant’s billing data for a period of thirty (30) days
  • Sage AR Automation, Sage AR Automation Customer Terms (US), read 2026-10-08, Who owns the business's data: Nothing on this document answers it (68,166 characters of document text, read 2026-10-08).
  • Sage AR Automation, Sage AR Automation Customer Terms (US), read 2026-10-08, Vendor keeps aggregated or anonymised use: any external disclosure or use of Usage Data by Sage will be in an aggregated form that does not identify or otherwise permit the identification of you
  • Sage AR Automation, Sage AR Automation Customer Terms (US), read 2026-10-08, Training AI on the business's data: Nothing on this document answers it (68,166 characters of document text, read 2026-10-08).
  • Sage AR Automation, Sage AR Automation Customer Terms (US), read 2026-10-08, Export at exit: Nothing on this document answers it (68,166 characters of document text, read 2026-10-08).
  • Square, Square General Terms of Service (US), read 2026-10-08, Who owns the business's data: You retain all rights to your content when you upload it into our Services
  • Square, Square General Terms of Service (US), read 2026-10-08, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (84,760 characters of document text, read 2026-10-08).
  • Square, Square General Terms of Service (US), read 2026-10-08, Training AI on the business's data: including developing, training, testing, evaluating, and improving products, services, technologies, and models
  • Square, Square General Terms of Service (US), read 2026-10-08, Export at exit: Nothing on this document answers it (84,760 characters of document text, read 2026-10-08).
  • Stripe, Stripe Services Agreement, read 2026-10-12, Who owns the business's data: Nothing on this document answers it (144,935 characters of document text, read 2026-10-12).
  • Stripe, Stripe Services Agreement, read 2026-10-12, Vendor keeps aggregated or anonymised use: information Stripe uses for security or fraud prevention; and (c) all aggregated information Stripe generates
  • Stripe, Stripe Services Agreement, read 2026-10-12, Training AI on the business's data: Nothing on this document answers it (144,935 characters of document text, read 2026-10-12).
  • Stripe, Stripe Services Agreement, read 2026-10-12, Export at exit: Nothing on this document answers it (144,935 characters of document text, read 2026-10-12).
  • Tipalti, Tipalti Software Services Agreement (UK), read 2026-10-28, Who owns the business's data: Nothing on this document answers it (36,984 characters of document text, read 2026-10-28).
  • Tipalti, Tipalti Software Services Agreement (UK), read 2026-10-28, Vendor keeps aggregated or anonymised use: Tipalti may generate, use, and disclose aggregated or anonymized Customer Data for Tipalti’s own business purposes
  • Tipalti, Tipalti Software Services Agreement (UK), read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (36,984 characters of document text, read 2026-10-28).
  • Tipalti, Tipalti Software Services Agreement (UK), read 2026-10-28, Export at exit: During the Term, Customer may download a copy of their data directly from the Services
  • Versapay, Versapay ARC Terms of Service, read 2026-10-28, Who owns the business's data: Nothing on this document answers it (40,224 characters of document text, read 2026-10-28).
  • Versapay, Versapay ARC Terms of Service, read 2026-10-28, Vendor keeps aggregated or anonymised use: license to use Company Data and associated output in a form that is sufficiently de-identified and aggregated so as not to be attributable to the Company
  • Versapay, Versapay ARC Terms of Service, read 2026-10-28, Training AI on the business's data: Nothing on this document answers it (40,224 characters of document text, read 2026-10-28).
  • Versapay, Versapay ARC Terms of Service, read 2026-10-28, Export at exit: such requests being made no later than 30 days after the date of termination of this Agreement, Versapay will enable Company to export or download Company Data
  • Wave, Wave Terms of Use, read 2026-10-08, Who owns the business's data: You own all of your business’s private data, content and all information which you enter and use in connection with the Services
  • Wave, Wave Terms of Use, read 2026-10-08, Vendor keeps aggregated or anonymised use: Nothing on this document answers it (77,949 characters of document text, read 2026-10-08).
  • Wave, Wave Terms of Use, read 2026-10-08, Training AI on the business's data: Nothing on this document answers it (77,949 characters of document text, read 2026-10-08).
  • Wave, Wave Terms of Use, read 2026-10-08, Export at exit: That Wave will not be liable to you or any third party for termination of access to the Service, deletion of your information or data, or export of your information or data
How the figures are worked out

Each vendor's own published terms were read through estate-fetch and stored whole (sha256 on every row).

For every document, four questions were answered from the vendor's own words: who owns the business's data, vendor keeps aggregated or anonymised use, training AI on the business's data, export at exit.

Every stated answer carries the sentence it rests on, checked against the stored text; 'not stated' means the document read does not address the question.

A vendor with several documents reads 'varies' where they disagree.

21 vendors, 21 documents.

The 21 pages we read
Reference or embed these figures

13 of 21 invoicing software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.

Who owns the business's data, by vendor: the business 11 of 21, not stated 10 of 21 (invoicing software terms, read 28 October 2026).

Vendor keeps aggregated or anonymised use, by vendor: reserved 13 of 21, not stated 7 of 21, excluded 1 of 21 (invoicing software terms, read 28 October 2026).

Training AI on the business's data, by vendor: not stated 19 of 21, may train 2 of 21 (invoicing software terms, read 28 October 2026).

Export at exit, by vendor: not stated 9 of 21, a number of days 5 of 21, no export promised 5 of 21, on request 2 of 21 (invoicing software terms, read 28 October 2026).

Reference: "Invoicing software data terms", updated 2026-10-28, https://sellinvoicedatatoai.com/datasets/invoicing-software-data-terms/.

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13 of 21 invoicing software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 28 October 2026.
Invoicing software data terms, sellinvoicedatatoai.com

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